Unlocking Homeownership

Helping landlords convert rental properties into affordable homes for first-time buyers

The housing system is broken.

Landlords are under pressure

Landlords are under pressure like never before. Rising interest rates. Stricter regulation. EPC upgrades. More taxes and reporting.

Buyers are locked out

At the same time, first-time buyers are locked out. Deposits are too high. Mortgages require full ownership. Shared ownership is limited to expensive new builds in the wrong places.

Building isn't enough

Building more homes isn’t fixing it — it’s slow, expensive, and constrained by land, planning, and skills shortages.

The fastest way to create affordable homes isn’t to build more. It’s to repurpose the homes we already have.

Across the UK, thousands of rental properties are well located, well built, and already part of established communities.

Exit the hassle. Not the investment.

For Landlords

Repurposing rental properties help first-time buyers and remove the day-to-day burden of tenancy management

Start with a share

For First Time Buyers

Stop renting and start owning. Buy a share of a home you actually want to live in, in a community you love, without needing a massive deposit.

A new route to homeownership.

Lenuity enables a landlord to sell a share of a rental property to a first-time buyer while retaining their remaining investment.

  • A genuine route to homeownership

  • Cheaper than New Build

  • Homes in the right locations

  • A long-term, stable place to live.

  • Staircase to 100% ownership

  • Unlock equity and retain your investment.

  • Rental income without tenants

  • Spread capital gains over tax years

  • Clear legal separation of interests

  • Invest in helping the next generation

Lenuity is building a new category of housing finance — Let to Sell enables private landlords to empower the next generation of home owners at scale.

Lenuity - The home of Mortgage Innovation - 69 Wilson Street, London EC2A 2BB